Let’s face it: debt is part of the American way of life. According to the Federal Reserve, total consumer debt (mortgage, credit card, auto and other) totals $12.7 trillion, or roughly 99% of disposable personal income. Of this, revolving debtREAD MORE
Savings
Over the holidays, many of the movies I enjoyed with my family were laced with commercials suggesting that I should buy life insurance for my children. I can’t think of a WORSE idea to prepare for their future. Life insuranceREAD MORE
News of the impending Qualcomm layoff hit the people of San Diego hard in recent weeks. According to reports, it seems that Qualcomm is set to lay off about 15% of its workforce. This has become fairly commonplace in theREAD MORE
It’s probably safe to say that most of us have been there before. You’ve just gotten off of a long flight, and you’re ready to start your vacation. The rental car shuttle has just dropped you off at the counter,READ MORE
How Do Roth Conversions help build wealth? There are three ways Roth IRA Conversions help build wealth: One is by avoiding taxable Required Minimum Distributions, which begin at age 701/2 for traditional IRAs. Another is by allowing more of yourREAD MORE