Retirement can bring a new phase of life that can be freeing and rewarding. It can also bring its share of uncertainties and unknowns. One of the biggest fears for retirees is whether they will outlive their money. While manyREAD MORE
Author: Teresa Kakadelas
Teresa Kakadelas, CFP®, CDFA™ is a lead advisor and a member of the firm’s Executive Committee. Teresa heads up the firm’s Financial Planning Team, continually identifying and helping solve financial planning issues for clients. Teresa started the firm’s “Wise Women” luncheons, designed to help clients with financial education. Teresa and her family live in Carlsbad. She enjoys traveling, cooking and spending time with her family.
Life is full of uncertainties. As you begin your career journey and progress through adulthood, you may have some thoughts or anxieties about what would happen if you were to become sick or injured. If your condition makes it soREAD MORE
American businessman, P.T. Barnum once said, “There is scarcely anything that drags a person down like debt.” Debt can be stressful and create tension in families, businesses, and governments. The relief from debt, however, can feel like true freedom andREAD MORE
After graduating medical school, doctors-in-training enter a phase of their education focused on their specialty of choice. During this time, they’re called “residents”, and though they earn an income, it is only a fraction of the income they’ll earn onceREAD MORE
In our society of instant gratification, it is no surprise that fewer than four in 10 Americans could pay a surprise $1,000 bill from savings. Nearly one in five Americans did not save any money in 2021, according to recent data. Clearly,READ MORE