Author: Rick Brooks

Rick Brooks, CFA®, CFP® is a partner of Blankinship & Foster LLC and is the firm’s Chief Investment Officer. He is a lead advisor, counseling clients on all aspects of personal financial management. Rick serves on several boards. He is the Chairman of the Board of Girl Scouts San Diego, and also chairs the San Diego Foundation’s Professional Advisor Council. Rick and his family live in Mission Hills. Rick enjoys spending time with his family, theater, cooking, skiing, gaming and reading.

Did you know that the fastest growing demographic group in the United States is people over the age of 85? As health care improves, people are living longer. Most people today can expect to spend about one quarter to oneREAD MORE

The raising of the national debt limit is back on the front pages as the hot topic du jour. In order for the federal government to continue paying its expenses, Congress must vote to increase the nation’s borrowing cap, knownREAD MORE

Most of us hope to spend all of our retirement in our own home. As we age, however, mother nature conspires to bring health challenges and physical limitations to us. When this happens, alternatives to living at home may becomeREAD MORE

The failure of Silicon Valley Bank, Signature Bank, and Silvergate Bank all in the same week rattled investors and financial markets alike. The bank runs and subsequent failures brought back stark reminders of the 2008 financial crisis. Many have beenREAD MORE

Variable annuities are sometimes touted as good investments, but how good are they really? A deep dive into the murky depths of an annuity contract reveals the good, the bad, and the ugly math behind these complex and often misunderstoodREAD MORE